01 · Cover
Prunes Roomie
The trust and compliance layer for shared living — turning verbal handshakes into verified, jurisdiction-aware agreements.
- U.S. veteran-owned.
- Verification-first. Contract-first.
- Partner & Investor plan — v2026.
02 · Problem
Sharing a home is the most expensive verbal contract people sign.
No paper trail. No consent record. No dispute path. Rents keep rising faster than wages.
- ~50% of U.S. renters are cost-burdened.
- Under-35s are the fastest-growing share of shared households.
- Verbal roommate deals have no jurisdiction hook.
Harvard JCHS, State of the Nation's Housing (2023).
03 · Market
Sharing is the strategy — we make it safe.
Cost-sharing through roommates materially reduces individual rent burden. The affordability gap widens every year.
~50%cost-burdened renters
≥30%rent saved via 2-person share
4×growth in 25–34 shared households vs 2000
Sources: Harvard JCHS; Oxford Centre on Housing.
04 · Product
Profiles, not feeds. Contracts, not chats.
Discovery, verified profiles, messaging, background permissions, and a written agreement — plus the complex's leasing pipeline.
- Live map of seekers by state, city, and complex.
- Verified badges (ID, background, credit) — never raw documents.
- One-click chat → signed roommate agreement.
05 · Verification-first
You cannot apply until you're verified.
ID, background, and credit clear before any application form unlocks.
- Server-side trigger blocks unverified applications.
- Admin/CEO exemptions require written reason + audit trail.
- Users see exactly what's missing, with one-click links.
06 · Legal spine
Built to survive lawyers and regulators.
Every layer that touches identity, credit, or reputation is legally shaped and auditable.
- FCRA + GLBA consent captured before any check.
- GDPR / CCPA jurisdiction-tagged transfer logs.
- DSAR flow with regime-specific deadlines.
- Anti-defamation review gates on public reviews.
07 · Complex ROI
Fewer vacancies. Higher effective rent. Less risk.
Quote market rent. Pair the credit-qualified applicant with a verified roommate who covers the gap. The unit rents at full ask.
- Applicants who couldn't afford solo are matched into pairs at full rent.
- Convert split-cost leads competitors abandon.
- Complex-specific criteria surface in-app — no verbal misfires.
08 · Business model
Renters ride free. Complexes pay for placement and screening.
Revenue comes from complex partnerships and premium screening throughput — not from squeezing the renter.
- Renters: free discovery, verified profiles, messaging, agreements.
- Owners: featured placement, applicant analytics, compliance dashboard.
- PayPal in 200+ markets. Cancel anywhere. Trial before charge.
09 · Veteran-owned
U.S. veteran-owned — with the caveats stated up front.
Owned and operated by a U.S. military veteran. Not affiliated with, sponsored by, or endorsed by the VA, DoD, or any branch of the Armed Forces. Formal VOSB/SDVOSB certifications are pursued and disclosed separately.
- Full disclosure PDF: /veteran-owned-disclaimer.pdf
10 · The ask
Partner, invest, or pilot.
Bring Prunes Roomie to your complex portfolio, employer network, or investment thesis.
- Complex partnerships: pilot a portfolio, measure vacancy delta in 90 days.
- Employer benefit: free roommate features for your workforce.
- Investors: veteran-owned, compliance-forward, growth-ready.
Talk to us → support@prunesroomie.com